Annual Fee Waiver, Fast onboard*

* Approval is required, please contact customer service to understand.

Transaction Fee (MDR)

The final transaction fee rate will be subject to approval. For enquiries, please contact the Customer Service Officer.

Offline transaction MDR

Supported payment methods Catering and Retail Beauty and Fitness
Visa (Local Card Transactions) 1.5%
Cannot Exceed 1.5M/Year And 400K/Month
2.3%
Visa (Overseas Card Transactions) 3.0% Up 3.0% Up
Mastercard (Local Card Transactions) 1.5%
Cannot Exceed 1.5M/Year
2.3%
Mastercard (Overseas Card Transactions) 3.0% Up 3.0% Up
UnionPay (Local Card Transactions) 1.5%
Cannot Exceed 800K/Year
2.3%
UnionPay (Overseas Card Transactions) 3.0% Up 3.0% Up
UnionPay App 1.5%
Cannot Exceed 800K/Year
2.3%
BocPay 1.5%
Cannot Exceed 800K/Year
2.3%
Alipay (Support Hong Kong Wallet, Mainland China Wallet) 1.2% 1.5%
WeChat Pay (Support Hong Kong Wallet, Mainland China Wallet) 1.2% 1.5%
AMEX 1.9% 1.9%
Octopus 1.5% 1.5%
EPS 1.0% 1.0%

Online transaction Pay-by-Link MDR

Supported payment methods Local payment Overseas payment
Visa 2.7% + Additional HKD$1.5 handling per transaction 3.7% + Additional HKD$1.5 handling per transaction
Mastercard 2.7% + Additional HKD$1.5 handling per transaction 3.7% + Additional HKD$1.5 handling per transaction

eCommerce - Transaction MDR

Supported payment methods Online Offline SME
Visa (Local Card Transactions) 2.7% 2.3% 1.5%
Visa (Overseas Card Transactions) 3.7% 3.2% 3.2%
Mastercard (Local Card Transactions) 2.7% 2.3% 1.5%
Mastercard (Overseas Card Transactions) 3.7% 3.2% 3.2%
UnionPay (Local Card Transactions) Not support 2.3% 1.7%
UnionPay (Overseas Card Transactions) Not support 3.2% 3.0%
Alipay (Support Hong Kong Wallet, Mainland China Wallet) 1.8% 1.2% Not support
WeChat Pay (Support Hong Kong Wallet, Mainland China Wallet) 1.8% 1.2% Not support

Payment method - Credit card

Location of Card Issued | Unlimited
Payee | Unlimited
Settlement currency | HKD
Refund | Not support
Can be canceled before 24:00 on the transaction day, and the money will be fully refunded to the customer
Trade date | Plus 2 business days at least
Processing fee per transaction | 1.5% up^
SmartPOS
S1 Plus
SmartPOS
S1
SmartPOS
APOLLO
SmartPOS
tap-POS
SoftPOS
app
Contactless

Chip

Swipe
Contactless

Chip

Swipe
Contactless

Chip

Swipe
Contactless
Contactless
^This transaction fee discount is only applicable to eligible SMEs.

Payment method - QR code

Support wallet type | Hong Kong Wallet, Mainland China Wallet
Payee | Local, Mainland China customers
Settlement currency | HKD
Refund | After successful transaction, free refunds can be made on the platform within 90 days
Trade date | Plus 2 business days at least
Processing fee per transaction | 1.2% up^
SmartPOS
S1 Plus
SmartPOS
S1
SmartPOS
APOLLO
SmartPOS
tap-POS
SoftPOS
app
^This transaction fee discount is only applicable to eligible SMEs.

Payment method - AMEX

Location of Card Issued | Unlimited
Payee | Unlimited
Settlement currency | HKD
Refund | not support
Trade date | Plus 2 business days at least
Processing fee per transaction | 1.9% up^
SmartPOS
S1 Plus
SmartPOS
S1
SmartPOS
APOLLO
SmartPOS
tap-POS
SoftPOS
app
Contactless

Chip

Swipe
Contactless

Chip

Swipe
Contactless

Chip

Swipe
Contactless
Contactless
^This transaction fee discount is only applicable to eligible SMEs.

Payment method - EPS

Location of Card Issued | Hong Kong
Payee | Unlimited
Settlement currency | HKD
Can be canceled before settlement
Trade date | Plus 2 business days at least
Processing fee per transaction | 1% up✦
SmartPOS
S1 Plus
SmartPOS
S1
SmartPOS
APOLLO
SmartPOS
tap-POS
SoftPOS
app
Contactless

Chip

Swipe
Contactless

Chip

Swipe
Contactless

Chip

Swipe
✦The final transaction fee rate will be subject to approval. For enquiries, please contact the Customer Service Officer.

Payment method - PayME

Location of Card Issued | Hong Kong
Payee | Unlimited
Settlement currency | HKD
Can be canceled before settlement
Trade date | Plus 2 business days at least
Processing fee per transaction | 1.2% up✦
SmartPOS
S1 Plus
SmartPOS
S1
SmartPOS
APOLLO
SmartPOS
tap-POS
SoftPOS
app
✦The final transaction fee rate will be subject to approval. For enquiries, please contact the Customer Service Officer.

Payment method - FPS

Location of Card Issued | Hong Kong
Payee | Unlimited
Settlement currency | HKD
Can be canceled before settlement
Trade date | Plus 2 business days at least
Processing fee per transaction | 1.2% up✦
SmartPOS
S1 Plus
SmartPOS
S1
SmartPOS
APOLLO
SmartPOS
tap-POS
SoftPOS
app
✦The final transaction fee rate will be subject to approval. For enquiries, please contact the Customer Service Officer.